Bank Account Type

Oh, I've dealt with switching account types before. It was a hassle, but it was doable. When I needed to change my savings account to something more flexible like a cash account, I had to visit my bank in person and complete some paperwork. They also made me go through all the account features again to make sure I understood what I'd be losing, like higher interest rates, but for me, having quicker access to my money was worth it.