Pakistan Individual Chart of Accounts

Hi everyone,

I've been working on a Chart of Accounts (COA) specifically for individual users in Pakistan, and I’d like to share it with the community. My goal is to see if we can eventually get this added to the "Install/Activate Chart of Accounts" list in the official setup.

I have hosted the project on GitHub to make it easier for others to contribute or review: https://github.com/xehroz/fa-pakistan-coa

The main challenge for users in Pakistan is that the FBR (Federal Board of Revenue) requires very specific reporting for the annual Wealth Statement and Income Tax Return. A standard business COA usually doesn't cut it for a freelancer who also has agricultural land or diverse investments.

I have designed this COA to solve those specific problems. It includes:

1. Tax Receivable Tracking: I have set up a 13xx series under Current Assets to track Withholding Taxes (WHT). This is a lifesaver for tracking tax deducted on University Fees, mobile bills, and bank transactions so they can be claimed back during filing.
2. Freelance & IT Export Logic: Dedicated accounts for IT revenue to help with PSEB (Pakistan Software Export Board) documentation.
3. Agricultural Support: Separate categories for Farm Land and Agri Income to keep Federal and Provincial tax data distinct.
4. Personal Wealth Assets: Proper slots for Household effects, PSX (Stocks), and Mutual Funds, which are required for the FBR Wealth Reconciliation.

IMPORTANT NOTE ON TESTING:
Please note that this is a first draft based on the required financial structure. It has not been fully field-tested in a live production environment yet. I am sharing it for community testing, evaluation, and feedback before it is considered for full incorporation into the main FrontAccounting package.

Implementation Notes:

* It’s best to enable USD for the Freelance Revenue and Foreign Currency bank accounts to handle remittances correctly.
* The WHT accounts are intentionally placed in Assets (not Expenses) so they don't get wiped out at year-end before the tax return is filed.

Feel free to check out the repo, submit pull requests, or leave feedback here. I would love to get some guidance from the devs on how to refine this into a standard installable module.

Thank You!

Shehroz Kaleem