General Ledger question or maybe COA

In my past usage of FA I have been the only shareholder and from time to time used "Loans From Shareholders" account

Now my son's have joined me and we now have 3 possible shareholders to get loans from (interest free)

To keep things straight I wanted to create a bank account for each of us to track the total liability

Do I make 3 new GL accounts under 2680 and assign those GL to each bank account used for this?
(I tend to think not - with the quick entries for "Loan from shareholder" and "loan repayment"

Or do I create 3 Bank Accounts as a "Credit Account" but what GL account?
And then use the Load/Repay to deposit and withdraw from the Credit Account

Tom